Data and research
Observed outcomes from tracked Minnesota redemption windows, published with their sample sizes. Figures nobody else has.
Redemption outcomes
- What our redemption rate actually measured — a correction
We published 34.2% of Minnesota foreclosures as redeemed by the owner. Not one of the records behind it is a certificate of redemption. What we found and fixed.
6 min read - What predicts whether a homeowner redeems
Equity is the strongest observed signal. Where the winning bid was under half of assessed value, 58.1% of Minnesota owners recovered the property.
8 min read - What percentage of foreclosures are actually redeemed?
Observed outcomes from 319 resolved Minnesota redemption windows, tracked through recorded deeds. Rates by county, homestead status and bid-to-value.
10 min read - The state of Minnesota housing distress
What Govire tracks across Minnesota counties, what resolved, and what the outcome data shows. Published with sample sizes and with the limits stated.
9 min read - How long does a redemption window take to resolve?
Survival curves from 1,353 tracked Minnesota redemption windows. More than half were still unresolved at eighteen months against a six-month statutory period.
8 min read