Calculators
Deal and deadline calculators for distressed and rental property. Each one shows its assumptions, because a number without them is not an answer.
5 available · free to use
Debt service coverage ratio from rent, expenses and your loan. Shows whether it clears 1.20 and the largest loan that would.
Net operating income against price, with the expense lines sellers leave out. Also values a property from its income.
What your money earns after debt service, including the reserve most calculators omit. Shows which way leverage runs.
Points, interest and fees over a short term, plus the effective annualised rate lenders do not quote.
After repair value from comparable sales, the maximum offer that follows, and a stress test on both estimates.
These calculators are built for people buying property. If your own home is in foreclosure, the redemption deadline checker is the tool you want, and free HUD-approved housing counsellors can look at your whole situation at no cost.